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What You Need To Know About RV Insurance

With more and more Americans choosing to live, travel, and vacation in RVs, RV insurance has been a hot topic over the past few years. While your typical auto insurance and home insurance are pretty standard for most people, RV insurance is a little different. Today, we are going to look at what you need to know about RV insurance and how Baker & Carey can help get you the perfect policy.

What You Need To Know About RV Insurance

What Is RV Insurance?

RV insurance is very similar to home & auto insurance as it provides protection if you cause damage or injuries to others or if your vehicle is damaged in a manner that is covered in your policy. Just like any other type of insurance, RV insurance is going to come in a variety of different plans to offer protection for various types of RVs.

How Does RV Insurance Work?

RV insurance will work very similarly to auto insurance. If you damage your RV or if you cause injuries to someone (or their property) with your RV, you can file a claim. Depending on the type of incident, your insurer might pay up to the coverage amount to pay for the losses or injuries.

What Does RV Insurance Cover?

While all RV coverages are different, most will have the same standard coverages. These will usually include, but not be limited to:

  • Physical Damage Coverage (Comprehensive/Collision)

  • Bodily Injury & Property Damage Liability

  • Uninsured/Underinsured Property Damage & Bodily Injury

  • Medical Payments

  • RV Roof Protection Plus

  • Pest Protection (Will Need To Verify With Your Specific Plan)

How To Get RV Insurance

Baker & Carey Insurance is a family-owned and operated insurance agency serving the Central Texas area since 1968. With a focus on providing our customers with great policies at the best possible rates, we have helped countless Waco residents get the most cost-effective policy for homes, autos, and RVs. To see how much Baker & Carey can save you on insurance, fill out our contact us form today!


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