NEWS

Homeowners in Waco and across Texas are facing significant changes to their insurance policies in 2026. The industry is undergoing a shift driven by increased claims, inflation, and growing repair costs. Premiums are expected to rise again, and policies may now include more restrictions than ever before. Understanding these updates is critical to keeping your home protected and your finances intact. Expect Higher Premiums and Deductibles Premium increases are one of the most

Home insurance is one of those expenses every homeowner needs—but no one wants to overpay for. At Baker & Carey Insurance  in Waco, Texas, we know that finding the right balance between coverage and cost can feel overwhelming. The good news? There are several simple steps  you can take to lower your premiums without sacrificing protection . Here’s how to keep more money in your pocket while still protecting what matters most. 1. Bundle Your Policies One of the easiest ways to

For most Texans, a home is their biggest investment—and protecting it with the right insurance is essential. But when you get a quote,...

When your roof is damaged by storms, hail, or other unexpected events, filing an insurance claim can feel overwhelming. Understanding the...

A house fire is one of the most devastating events a homeowner can experience. Beyond the emotional stress, the financial burden of...

When it comes to protecting your home and property in Texas, standard homeowners insurance often isn’t enough. Many people are surprised...

Food trucks have become a vibrant part of the Waco culinary scene, offering everything from barbecue to tacos and gourmet desserts. But...

Owning a classic car is more than a hobby—it’s a passion, an investment, and a piece of automotive history. Whether you drive a vintage...

If you've recently opened your renewal notice and noticed your premium has gone up, you're not alone. Insurance rate increases can catch...

Your roof is one of the most important parts of your home, protecting everything and everyone inside from the elements. But when damage...

Home insurance is essential for protecting your home, belongings, and financial well-being. However, the cost of home insurance varies...

Classic car insurance is a specialized type of policy designed to protect vintage and collectible vehicles. Unlike standard auto...

Owning a boat can be a thrilling experience, but it also comes with risks. Whether you’re enjoying Waco’s lakes or venturing into open...

Auto insurance is more than just a legal requirement—it's a financial safety net for you, your vehicle, and others on the road....

Home insurance is a crucial protection for homeowners, safeguarding your property and personal belongings against unexpected events....

If you’re renting a home or apartment in Waco, Texas, having renters insurance is an essential part of protecting yourself and your...

If you’re renting a home or apartment in Texas, you may have wondered whether renter's insurance is a requirement. While it’s a topic...

Renter's insurance is a vital protection for anyone who leases a home or apartment. It covers personal belongings, liability, and...

Choosing the right health insurance plan is a crucial decision that can significantly impact your financial and physical well-being. With...

Selecting the right car insurance policy is essential for protecting yourself, your vehicle, and your finances in the event of an...