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What Is Homeowner's Insurance?

Homeowners insurance is an insurance policy used to insure your home’s structure and the personal belongings inside the home if there is a fire or other destructive event outlined in your policy. With housefires being one of the leading causes of house damage, it is important, and sometimes required by a lender, to have homeowner’s insurance.

Baker & Carey - What Is Homeowner's Insurance?

What Does Homeowner’s Insurance Cover?

Homeowner’s insurance coverage is one of the most popular topics as it is the most important aspect of your policy. Knowing what your insurance will cover will tell you exactly how much coverage you have, an important detail if you ever need to make a claim. For most homeowner’s insurance policies, you will get coverage for:

  • The Dwelling

  • Your Personal Property In The Home

  • Other Structures, Such As Fences

  • Liability To Others

  • Medical Payments To Others

  • Loss Of Use


Homeowner’s Insurance From Baker & Carey Insurance Agency

Baker & Carey Insurance is a family-owned and operated insurance agency serving the Central Texas area since 1968. With a focus on providing our customers with great policies at the best possible rates, we have helped countless Waco residents get the most cost-effective policy for homes, autos, and RVs. To see how much Baker & Carey can save you on insurance, fill out our contact us form today!


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